There are many different Medicare Advantage plans available, but the one that is right for you or available to you will depend on your specific situation. To accurately determine if you’re eligible for a Medicare Advantage Special Needs Plan (SNP), you will want to speak with Zero Bullshit Insurance to get the answers laid out in front of you.
What Do SNPs Consist Of?
SNPs consist of three types:
- Dual Eligible Special Needs Plan (D-SNP) – These plans are available to those who are eligible for both Medicare and Medicaid. D-SNPs optimize coordinated Medicare and Medicaid coverage.
- Chronic Special Needs Plan (C-SNP) – These plans are available to those who have disabling or chronic conditions, such as ESRD, diabetes, and heart failure.
- Institutional Special Needs Plan (I-SNP) – These plans are available to those who live in institutions, such as a nursing home, or require in-home nursing care.
What Do SNPs Cover?
SNPs must cover everything that Original Medicare does, with added benefits (such as dental, vision, and hearing). This is also a plan that mandates prescription drug coverage. No matter the type of SNP you get or the insurer you obtain it from, your SNP coverage will include prescription medications.
How Do They Work?
In many cases, you will be required to choose a primary care physician and receive referrals from this physician when you need to see a specialist. SNPs may also require you to have a care coordinator.
Need A SNP? Let’s Find Out
Looking for Medicare coverage that works how you need it to? You’ve come to the right place. At Zero Bullshit Insurance, we’ll take a look at your coverage needs and the options available to you to help you determine if a SNP is the right option.
Give us a call today to learn more.
