The truth of the matter when it comes to Medicare eligibility is that it actually is a little more complicated than what many may think. Not everyone is eligible for the same reason. For many, it’s age, and for some, it’s due to a disability. For others, it’s because of work credits or the amount of time they’ve spent working throughout their lifetime.
How Old Do I Need To Be To Qualify?
You typically need to be 65 or older to qualify for Medicare. However, the Initial Enrollment Period allows you to enroll as early as three months prior to your 65th birthday, and it extends up until three months after your 65th birthday.
But not all cases are the same – there is a way to qualify if you’re under 65. If you receive disability benefits, you automatically get Medicare after 24 consecutive months of getting those disability benefits.
What Do I Do Once I’m Eligible?
Many will need to enroll in Medicare if interested in the program and are not automatically enrolled. That entails contacting Social Security online, by phone, or by appointment and taking the steps to enroll. It’s best to do this as soon as you’re eligible because if you wait past your Initial Enrollment Period, you will have to pay late enrollment fees, which are permanent for some plans.
However, if you are receiving income from Social Security or the Railroad Retirement Board, the work will be done for you. If you’re in this group, your Medicare card will arrive in the mail within three months of your 65th birthday.
Are You Eligible? Find Out Today
Whether you are already eligible or about to become eligible for Medicare, Zero Bullshit Insurance is on your side. Once you’re eligible, we will walk you through the enrollment process and help you find a Medicare plan that meets your specific needs.
