At Zero Bullshit Insurance, we understand the importance of being straightforward with our clients and telling them exactly what they can expect with their Medicare coverage. So, if you’re tired of all the run-around and want to actually know what Medicare is all about, keep reading.
Medicare Part A
Part A is Medicare’s hospital insurance. It covers inpatient care in a hospital or skilled nursing facility, as well as hospice care and home health care.
Medicare Part B
Part B is Medicare’s medical insurance. It covers preventive and medically necessary care, which can include coverage for clinical research, ambulance services, durable medical equipment (DME), mental health care, and limited outpatient prescription drugs.
Medicare Part C
Medicare Advantage plans, also known as Part C, are plans from private insurance companies approved by Medicare to provide your Part A and Part B coverage. These plans bring you the same basic coverage as Original Medicare (A and B). Many plans also offer prescription drug coverage and additional packages for dental, vision, or hearing care. You may find some with a health club or gym membership benefits as well.
Medicare Part D
Part D plans are standalone supplements held in addition to Original Medicare by those who need coverage for prescriptions. Each plan covers nearly all anticancer, anticonvulsants, antidepressants, antipsychotics, antiretrovirals, and immunosuppressants. Coverage for specific medications will vary between plan options.
Medicare Supplements
Medicare Supplement plans, sometimes called Medigap, are designed to help you pay for the out-of-pocket costs of your healthcare. Coverage can include help paying your Part A and B coinsurance, copayments, and deductibles. There are 10 available plans, lettered A, B, C, D, F, G, K, L, M, and N.
Get Medicare Coverage Today
At Zero Bullshit Insurance, we don’t mess around when it comes to your coverage. Schedule an appointment with us today to learn more about your options and how our team will get you the plan you deserve.
